BERD Report: Differences and Similarities Between Current Credit Scoring Models The most commonly used credit scoring models in the United States are built by two companies. The first is Fair Isaac or “FICO.” The second is VantageScore Solutions. There are a number of similarities between the two commonly used scoring models. But it’s the differences that make them unique.
BERD Report: Wealth Inequality in the Twenty-First Century Wealth inequality has reached staggering heights, levels of inegalitarian ownership not seen since the eve of World War I. Since the 1980s, there has been an extreme divergence across wealth distributions within developed countries.
BERD Report: A Global View of Household Debt The Bloom Economic Research Division serves as a core research division within Bloom leading an open-source data approach to credit…
BERD Report: The True Cost of Financial Exclusion The Bloom Economic Research Division serves as a core research division within Bloom leading an open-source data approach to credit…
The Global Financial Crisis: A Decade Later The Bloom Economic Research Division serves as a core research division within Bloom leading an open-source data approach to credit…
Credit Conversations with Sofía This post is part of Bloom’s series: Credit Conversations. Credit Conversations is part of the Bloom Economic Research Division (BERD)…
BERD Report: A New Credit Paradigm in China The Bloom Economic Research Division serves as a core research division within Bloom leading an open-source data approach to credit…
Credit Conversations: Arjun, recent college graduate This post is part of Bloom’s series: Credit Conversations. Credit Conversations is part of the Bloom Economic Research Division (BERD)…
Credit Conversations: Nick This post is part of Bloom’s series: Credit Conversations. Credit Conversations is part of the Bloom Economic Research Division (BERD)…
Credit Conversations: Maria This post is part of Bloom Economic Research Division series: Credit Conversations. BERD’s mission is to open source our learnings…
