Loan applications can weeks through a high-friction process, frustrating consumers and reducing conversions.
Centralized databases introduce single points of failure that increase vulnerability to cyber attacks and data breaches.
Manual entry and self-reported data are prone to inaccuracies, resulting in inefficient lending outcomes.
The Journey streamlined application workflow allows lenders to originate loans quickly and efficiently. Borrowers can apply for loans in as little as 5 minutes.
The user controls their own data. Blockchain technology enables verified user-provisioned data to be encrypted and shared without ever touching a central server, dramatically reducing the risk of a data breach.
Customers provide verified financials and data through trusted attesters, quickly getting you to a decision-ready file.
A guided experience leads borrowers through a fast and easy application process that takes minutes to complete.
From the Journey dashboard, you can easily track conversion rates and customize your lending flow with the help of deep analytics and insights into applicant behavior.
Bloom requests and provides verified user-provisioned financial data to automatically fill applications to get you a decision-ready file, up-front.
Bloom Journey’s intelligent lending forms enable you to verify customer data more efficiently, increase customer conversions, and close loans faster.
Journey’s intuitive user experience eliminates manual error-prone tasks with a seamless, guided flow for automatically connecting and verifying identity and financial data in real-time.
Use Journey to build a white-labelled experience that can be quickly integrated into your existing lending flow and harness analytics for deep insight into borrower behavior.
Bloom leverages blockchain technology to take data off of central servers and keep data shared securely between you and your customers, protecting you from data breaches and your customers from identity theft.
Learn how Bloom Journey can grow your business.